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Unplanned early retirements can lead to significant financial challenges, as many retirees may not realize the long-term consequences of leaving the workforce prematurely. Those who claim Social Security benefits before their full retirement age face reduced payouts, and retiring at 62 can result in lost income, employer benefits, and investment growth. Financial experts recommend creating a financial plan, reassessing goals, and maintaining health and job skills to mitigate the risks of early retirement.
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